Terms of Service

Last Updated: September 2026

These Terms of Service govern your use of the Pine & Ledger Bookkeeping Services website and the general information and resources provided through it.

By using this website, you agree to these Terms.

About Pine & Ledger

Pine & Ledger provides bookkeeping support and general notary services.

Services may include:

Monthly bookkeeping
Catch-up bookkeeping
Bookkeeping cleanup
Bank and credit-card reconciliation
QuickBooks setup assistance
One-time bookkeeping projects
General notary services

Specific services, pricing, responsibilities, and terms for bookkeeping clients may be governed by a separate written service agreement.

Website Information Is General in Nature

Information provided on this website, including blog posts, downloads, checklists, articles, social-media content, and educational resources, is provided for general informational purposes only.

It should not be considered individualized accounting, tax, legal, investment, or financial advice.

Business owners should consult an appropriately qualified professional when advice specific to their circumstances is required.

No CPA or Public Accounting Services

Unless specifically stated otherwise in writing, Pine & Ledger does not provide:

CPA services
Audits
Reviews
Compilations requiring licensed public-accounting authority
Attestation services
Tax-return preparation
Legal advice
Investment advice
Financial planning

Services offered may change as Pine & Ledger obtains additional training, credentials, or licensing.

Bookkeeping Services

Bookkeeping services are based on information and records provided by the client.

Clients are responsible for:

Providing accurate and complete records
Providing requested information in a timely manner
Reviewing their own business transactions and supporting documentation
Informing Pine & Ledger of significant business changes
Maintaining appropriate access to bank, credit-card, accounting, and business records
Making final business, tax, and financial decisions

Pine & Ledger is not responsible for errors caused by incomplete, inaccurate, misleading, or withheld client information.

Pricing

Prices shown on this website are intended to provide a general overview of potential service costs.

Bookkeeping needs vary significantly between businesses. Pricing may depend on factors including:

Transaction volume
Number of accounts
Complexity of records
Current condition of the books
Number of months requiring catch-up work
Services requested
Frequency of support

Services may be added or removed to create a package that better fits an individual business.

Final pricing will be discussed and agreed upon before paid work begins.

Consultations and Estimates

Initial consultations may be used to discuss a prospective client's business, bookkeeping needs, current records, and service options.

Any estimate or preliminary price discussed before reviewing the client's records may be subject to change if the scope or condition of the books differs materially from the information initially provided.

Payments

Payment terms for bookkeeping clients will be stated in the applicable proposal, invoice, or service agreement.

Pine & Ledger may require deposits, advance payment, recurring monthly payments, or payment before completing certain projects.

Late balances may result in delayed or suspended services.

Cancellations and Ending Services

Cancellation terms for ongoing bookkeeping services will be described in the client's service agreement.

Pine & Ledger reserves the right to decline or discontinue work when appropriate, including situations involving:

Unpaid balances
Repeated failure to provide required records
Requests for unlawful or unethical activity
Misrepresentation of financial information
Work outside Pine & Ledger's available services or qualifications

Any fees already earned for completed work remain due.

Notary Services

Pine & Ledger provides notarial services only within the authority granted by the applicable notary commission.

Pine & Ledger does not:

Provide legal advice
Select or prepare legal documents
Tell a signer which legal document they need
Provide legal opinions about the effect of a document

The signer is responsible for providing the correct document and determining the type of notarization required.

A notarization does not verify that a document is legally valid, accurate, or enforceable.

Identification and other requirements may apply before a notarization can be completed.

No Guarantee of Results

Pine & Ledger works to provide accurate, organized, and dependable bookkeeping services. However, we cannot guarantee any specific financial, business, tax, credit, profitability, or other outcome.

Blog and Resource Content

Articles, templates, checklists, downloads, and other resources are intended to help business owners better understand general bookkeeping and business topics.

Information may not apply to every business, industry, jurisdiction, or circumstance.

Readers remain responsible for determining whether information is appropriate for their situation.

Third-Party Products and Links

The website may reference or link to third-party products, software, services, websites, or resources.

Pine & Ledger is not responsible for the availability, accuracy, security, policies, products, or services of third parties.

A reference to a third-party product or service does not necessarily constitute an endorsement.

Intellectual Property

Unless otherwise stated, website content created by Pine & Ledger, including:

Written articles
Graphics
Branding
Downloadable resources
Checklists
Website copy
Original photographs and designs

belongs to Pine & Ledger and may not be copied, reproduced, republished, sold, or distributed without permission.

You may share links to Pine & Ledger articles and public website pages.

Website Availability

We may update, modify, remove, or discontinue website content, resources, pricing, or services at any time.

We do not guarantee that the website will always be available or free from interruptions or technical errors.

Limitation of Liability

To the extent permitted by law, Pine & Ledger is not liable for indirect, incidental, consequential, or special losses arising solely from use of this website or reliance on general website information.

Nothing in these Terms is intended to waive rights or obligations that cannot legally be waived.

Governing Law

These Terms are governed by the laws of the State of Arkansas, without regard to conflict-of-law principles.

Changes to These Terms

Pine & Ledger may update these Terms from time to time. Updated Terms will be posted on this page with a revised "Last Updated" date.

Questions about this Privacy Policy may be directed to:

Pine & Ledger Bookkeeping Services
Mena, Arkansas
Serving western Arkansas and eastern Oklahoma
Email: marisa@pineledgerservices.com